Note:

^Monthly Minimum Repayment

• Monthly Minimum Repayment shown here is for Cards Funds Transfer.
• Credit Cards Funds Transfer: 3% of outstanding statement balance or $50, whichever is higher.
• CashPlus Funds Transfer: 2.5% of outstanding statement balance or $30, whichever is higher.

*Please note that the applicable promotional period for UOB Funds Transfer will be stated in the approval letter.

The Effective Interest Rate (EIR) is calculated based on an approved fund transfer amount of $10,000 with 3%/2.5% of monthly minimum repayment (for Cards Funds Transfer and CashPlus Funds Transfer respectively) and full repayment of the funds transfer amount outstanding at the end of the promotional period. Effective interest rate is subjected to compounding if the monthly interest charges are not paid in full. The promotional interest rate is applicable only to approved funds transfer amount and is valid from the date the bank approves the fund transfer request and ends when the approved funds transfer amount is fully paid or on the last day of the promotional tenor, whichever earlier. Thereafter, the prevailing cash advance interest rate (Credit Cards Funds Transfer) or prevailing CashPlus interest rate (CashPlus Funds Transfer) shall apply or such other rates as the bank may stipulate from time to time at its absolute discretion.